Rights guides
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Sector Car finance
Car finance: the redress scheme and your standing rights
Updated 11 Aug 2026The commission redress scheme without the claims-firm cut, plus the two rights that outlast it: a faulty car is the lender’s problem, and half paid means you can walk away.
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Sector Scams
Scammed into a bank transfer? Your refund rights
Updated 11 Aug 2026Banks must refund transfer scams up to £85,000 within five business days, and the burden of proving you were careless sits on them. The rules, the script, and the escalation route.
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Sector Money
Section 75: when you can claim from your credit card company
Updated 10 Aug 2026Pay any part of it by credit card and the card company is liable with the seller for anything over £100: the law, the letter, and what to do when they say no.